Great Yarmouth, Norfolk
Bridging Loans Great Yarmouth
Great Yarmouth is the east-coast seaside and port town that anchors the eastern edge of Norfolk, sitting at the mouth of the Yare and the Bure on a narrow spit of land between the river and the North Sea. We arrange specialist bridging finance across NR30 and NR31, the two postcodes that cover the town and the southern industrial belt at Gorleston and Bradwell, working with property investors taking on tired seafront and back-street stock, small developers picking up auction lots and operators building the offshore-wind supply-chain industrial footprint.
Great Yarmouth median
£187,500
Across NR30, NR31 postcodes
Recent sales tracked
12
Land Registry, last 24 months
Dominant stock type
Terraced
50% of recent transactions
Indicative monthly rate
0.55–1.5%
Subject to LTV, exit and security
The area
Great Yarmouth in context.
Great Yarmouth has been a port for as long as it has been a town, with the medieval Rows pattern of narrow alleys running between Marine Parade and the river still partially visible in NR30. The town walls, the South Quay listed-building belt and the Tolhouse Gaol date from that period. The Victorian seaside boom built the Marine Parade frontage with the Britannia Pier, the Wellington Pier, the Hippodrome Circus and the Winter Gardens, and most of the holiday-let stock dates from that build-out. The Pleasure Beach sits at the southern end of Marine Parade.
The modern Great Yarmouth economy splits three ways. The first leg is the seaside and tourism trade, with the Pleasure Beach, the Sea Life Centre, the two piers and the wider Marine Parade frontage drawing several million visitors a year. The second leg is the offshore-energy supply chain, with the port at South Denes and the outer harbour at the river mouth serving as the principal east-coast operations and maintenance base for the southern North Sea wind farms including East Anglia ONE, ONE North and Two, plus the older Greater Gabbard and Galloper arrays. The third leg is the longer-standing fishing, food-processing and engineering work along the South Denes peninsula. Gorleston sits south of the river with NR31, carrying a separate town centre, the James Paget University Hospital and the cliff-top suburb of Gorleston-on-Sea.
Sold-data signal
Property market in Great Yarmouth.
Transaction data for NR30 and NR31 shows a median sold price of around £170,000 across roughly 2,100 transactions in the most recent 18-month sample. NR30 covering the town and the seafront sits at a median near £155,000, with NR31 at Gorleston and Bradwell at £190,000. Terraced houses dominate at over 1,200 sales, semi-detached around 450, flats around 250 and detached around 200. The lower headline median masks a wider spread, with seafront flats on Marine Parade trading £85,000 to £180,000 for studios and one-beds, Marine Parade seafront houses at £250,000 to £450,000, and Gorleston cliff-top detached stock reaching £400,000 to £650,000.
Recent sales include a North Quay NR30 listed building at £225,000, a Marine Parade flat at £105,000, a Wellesley Road NR30 terrace at £125,000, a Bradwell NR31 semi at £215,000 and a Gorleston cliff-top detached at £495,000. The combination of low six-figure entry pricing and a deep tourist-let market is one of the reasons Great Yarmouth remains the most active investor-bridging town in Norfolk by deal count.
Deal flow
Bridging activity in Great Yarmouth.
Four deal flavours dominate the Great Yarmouth book. First, refurb-to-HMO bridging on tired NR30 back-street terraces. The town carries a significant stock of three-and-four-bed Victorian terraces on Wellesley Road, King Street, Nelson Road and the side streets behind the seafront, much of it suitable for HMO conversion to serve the offshore-wind supply chain workforce and the lower-rent professional pool. We arrange refurb bridges of £75,000 to £200,000 against purchase prices in the £120,000 to £230,000 band, term 12 to 18 months, rate 0.85 to 1.1% per month.
Holiday-let and seasonal-let acquisition bridging on Marine
holiday-let and seasonal-let acquisition bridging on Marine Parade flats and houses. Investors take 6 to 12-month bridges at 0.75 to 0.95% per month, exiting to a holiday-let term loan or sale once trading figures are established. Third, auction completions across both NR30 and NR31, with strong flow through the regional rooms and online platforms. Title insurance and a streamlined valuation typically cut the 28-day clock to 10 to 14 days.
Industrial and dev-exit bridging across the South
industrial and dev-exit bridging across the South Denes offshore-energy belt. We have arranged dev-exit bridges of £1.5 to £4 million on completed small-industrial schemes inside the port-enterprise zone, term 9 to 12 months, exit to a long-term commercial-investment refinance or sale once the units are fully let to operations-and-maintenance tenants. A fifth, smaller stream is chain-break bridging for owner-occupiers moving between Gorleston and the town, with regulated cases passed to our regulated partner firms.
Streets and postcodes
Named streets we work across.
NR30 covers Great Yarmouth town centre, the seafront, North Quay, the Rows quarter and the South Denes peninsula.
Postcode areas
Streets in our regular bridging flow (13)
Read the full Great Yarmouth geography note ›
NR30 covers Great Yarmouth town centre, the seafront, North Quay, the Rows quarter and the South Denes peninsula. NR31 covers Gorleston, Gorleston-on-Sea, Southtown, Bradwell, Belton and Burgh Castle. Streets in our regular bridging flow include Marine Parade, Regent Road, King Street, Nelson Road, Wellesley Road and St Peters Road in NR30, North Quay and South Quay along the river, and Lowestoft Road, High Street Gorleston, Beach Road, Church Lane and Pasteur Road in NR31. The South Denes industrial estate, the Beacon Park enterprise zone and the Harfreys industrial estate carry the offshore-wind supply chain stock.
Demand drivers
Transport and rental demand.
Transport links across Great Yarmouth shape both rental and resale demand. The A47 runs west from the town to Norwich in around 30 minutes and onwards to King's Lynn and the A1. The A12 runs south from Gorleston into Lowestoft and the Suffolk coast. Great Yarmouth railway station sits in NR30 with the Wherry Line into Norwich for onward Greater Anglia services to London Liverpool Street. The Third River Crossing across the Yare, opening fully through 2025-2026, materially shortens the southern Gorleston-to-port journey and lifts industrial-investment demand in NR31.
Demand drivers are the offshore-wind operations-and-maintenance economy at the port and outer harbour, with East Anglia ONE, ONE North and Two and the wider southern North Sea array driving steady industrial tenant demand; the seaside and tourism economy across Marine Parade and the Pleasure Beach; the James Paget University Hospital in Gorleston as a 600-bed teaching hospital and one of the largest employers in the area; and the longer-standing fishing, food-processing and engineering base on South Denes. The combination of low entry pricing and a deep multi-tenant base keeps investor bridging volume here among the highest in Norfolk on a deal-count basis.
Recent work
Our work in Great Yarmouth.
Recent Great Yarmouth deals include a refurb-to-HMO bridge in NR30 on a four-bed Wellesley Road terrace, purchased at £148,000 with £85,000 of works for a six-room licensed HMO targeting the offshore-wind workforce, funded on a 15-month bridge at 1.0% per month and 65% of GDV, exited to a specialist HMO term loan once the licence was issued. We also arranged a Marine Parade holiday-let acquisition bridge of £165,000 on a two-bed seafront flat, 9 months at 0.85% per month, exited to a holiday-let term loan once the trading season was complete. A South Denes dev-exit case funded £2.4 million across six small industrial units inside the enterprise zone, term 12 months at 0.85% per month, exited to a long-term commercial-investment refinance once the units were let to a tier-two offshore-wind contractor.
Land Registry, recent sold prices
Great Yarmouth sold-price evidence
The most recent registered transactions across the NR30, NR31 postcode areas, drawn from HM Land Registry Price Paid Data. Underwriters and valuers work from this evidence on every Great Yarmouth bridge we arrange.
NR30 median
£165,000
NR31 median
£210,000
| Date | Street | Postcode | Type | Sold price |
|---|---|---|---|---|
| Mar 2026 | Paget Crescent | NR31 7RP | Detached | £350,000 |
| Mar 2026 | Cambridge Avenue | NR31 7EX | Terraced | £120,000 |
| Mar 2026 | Priory Close | NR30 5AZ | Detached | £252,000 |
| Mar 2026 | Trafalgar Road East | NR31 6NX | Terraced | £107,500 |
| Mar 2026 | Yew Tree Close | NR31 8NZ | Detached | £290,000 |
| Mar 2026 | Jose Neville Close | NR30 5SF | Detached | £227,000 |
| Mar 2026 | Culley Way | NR31 9TF | Semi-detached | £220,000 |
| Mar 2026 | Alderson Road | NR30 1QQ | Terraced | £155,000 |
| Mar 2026 | Hammond Road | NR30 4HX | Terraced | £168,000 |
| Mar 2026 | Caister Sands Avenue | NR30 5PF | Detached | £300,000 |
Source: HM Land Registry Price Paid Data, last refreshed for the Norfolk network in the trailing 24-month window. Bridging facilities are priced against the open-market value at the time of underwriting, not at the historic sold price.
Norfolk coverage
Where we work across Norfolk.
Great Yarmouth sits inside a wider Norfolk bridging book. Click any marker to step into another town we cover.
FAQs
Great Yarmouth bridging questions
Can you bridge a Marine Parade seafront flat for holiday-let use?
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Yes. Marine Parade and the immediate seafront streets carry the deepest holiday-let stock in the town, and we have lenders comfortable with seasonal income profiles on NR30 flats. We typically bridge acquisitions at 70 to 75% LTV on a 6 to 12-month term at 0.75 to 0.95% per month, with the exit landing on either a holiday-let term loan once trading figures are established, or sale into the steady seasonal-let investor market.
Do you fund industrial dev-exit bridges in the South Denes offshore-wind belt?
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Yes. The South Denes enterprise zone, Beacon Park and the wider port-adjacent industrial footprint carry strong commercial-investment demand from offshore-wind operations-and-maintenance tenants. We have arranged dev-exit bridges of £1.5 to £4 million on completed small-industrial schemes, term 9 to 12 months at 0.75 to 0.95% per month, with the exit landing on a long-term commercial-investment refinance or sale once leases are signed and the rent roll is established.
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